Case Study: Starting With Less Than Zero

I am not a trained financial expert. I’m not an accountant, I’m not a financial planner, and I’m not a stock broker. What’s more, I’ve made many many money mistakes on my own financial journey. As a result, I’ve always been reluctant to sit down with people and go over their budgets. That seems to be changing. In March, I spent a couple of hours talking with a friend about her financial situation.

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