Amazon has been in discussions with banks to create a product aimed at teens and other younger users who don’t have their own credit cards, or an interest in applying for one, according to a new report from Bloomberg. The company reportedly has held early stage talks with banks including JP Morgan Chase and Capital One, with the goal of creating some sort of checking account-type service that would make it easier for Gen Z customers to shop Amazon’s site. This is not the first time Amazon has been said to be talking to banks about establishing some sort of banking product of its own. Earlier this month, The WSJ reported Amazon was talking to big banks, including JPMorgan Chase, about building a checking account product.