Iris Finance's Intel Chen; Brico's Snigdha Kumar; Materia AI's Lucas Adams; Clerkie's Guy AssadIris Finance; Brico; Materia AI; ClerkieBusiness Insider asked 27 venture-capital investors to nominate the most promising fintechs.Fintechs using AI to help Wall Street firms, bankers, and consumers lead this year's series.Here are 15 top AI-powered fintechs, according to VCs.Fintech investors still see at least one bright spot in the industry, despite funding to the sector hitting one of its lowest points since the pandemic in 2024.However, the dealmaking drought could ease up in the next year as a result of antitrust scrutiny softening and VCs might be more willing to open up their pocketbooks.