CINCINNATI — Sean Payton was in the midst of discussing the Broncos’ 30-24 overtime loss to Cincinnati on Saturday night when he made and immediately reiterated a point, almost in passing. “No. 5 is a good player,” Payton said, referring to Bengals receiver Tee Higgins. “A real good player.” Higgins didn’t catch his first pass until a third-down conversion in the second quarter, but from then on he worked over cornerback Riley Moss and the rest of Denver’s secondary all the way through his 31-yard toe-tap and walk-off overtime touchdown on back-to-back plays. Higgins authored the first three-touchdown game of his career and, in the process, helped keep Cincinnati’s season alive. Whenever the Bengals’ season ends — the Broncos can ensure it’s a week from now if they beat Kansas City and clinch the final AFC playoff spot — Higgins is in for a massive payday.