By Karen Bennett, Bankrate.com (TNS) Navigating the world of personal finance is daunting for anyone, but it’s a particularly pressing concern for members of Generation Z as they begin their careers and become financially independent. Adult Gen Zers, aged between 18 and 27, are grappling with new financial challenges at a time of expensive college costs, a competitive job market and sticky inflation, which reached a 40-year-high in 2022 and remains elevated on items such as food and shelter. The effects of these financial concerns seep into Gen Z’s well-being, too.