BBVA Compass Bank NerdWallet’s rating: 3.5 / 5.0 Learn Moreat BBVA CompassBBVA Compass doesn’t offer much beyond the standard checking and savings options, and the rates on most of its accounts leave something to be desired. The bank’s most compelling feature is its prepaid debit card, which charges fewer fees than many of its competitors and refunds one out-of-network ATM fee per month. The bank has about 700 locations in seven states.