Here are three of the week's top pieces of financial advice, gathered from around the web: What loan lingo revealsThe language someone uses when applying for a loan can be "a strong predictor" of the probability he or she will pay it back, said Seth Stephens-Davidowitz at New York. Three economists recently examined loan applications submitted to the peer-to-peer lending site Prosper, as well as borrowers' payment histories, and identified 10 commonly used phrases.