Yesterday in the /r/financialindependence community on Reddit, /u/mkengland asked a seemingly innocent question: What made you stop planning/researching financial independence and actually start? Was there a tipping point for you where you finally felt ready to start your FI journey? What made you finally take the plunge, open that first IRA/brokerage account/etc., and throw your money into the market? […] I'm waffling over details, though…and can't seem to just DO IT. This question seems innocuous, right?