Build a cash cushion to cover at least two years of expenses. If the stock market or the bond market tumbles, you do not want to be forced to sell off your investments at a low price just to cover your everyday bills. And you will be less stressed over market fluctuations.
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- AICP
The American Institute of Certified Planners is APA's professional institute and the recognized leader in certifying professional planners and promoting ethical planning, professional development, planning education, and standards of practice.
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