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Bookmark or Share- Budgeting Apps / YNAB Alternatives for 2025 - MoneySavingExpert ForumDebt / Transfers I cannot find another software that is as simple as YNAB at managing these. i do want more forecasting and visuals but as I say decided to stay with YNAB. Challenges MFW 2025 # 8,000/14,000 Completed Challenges MFW 2024 #35 - 9,000/9,000 Pay off all debts by 2023 - #18 8,000 / 8,000
- Stoozing with YNAB - MoneySavingExpert ForumSo if I need to buy £100 groceries at Tesco: Pay £100 on the credit card and enter it into YNAB - this means YNAB takes £100 out of the groceries category and adds it to the credit card category, this is how YNAB deals with all credit card payments. Transfer £100 from my current account to my savings account, and enter the transaction into ...
- YNAB - MoneySavingExpert ForumYNAB has essentially turned round and given those people the two-fingered salute whilst trying to gaslight them into believing they were offered a 10% discount for life rather than $45 per year. YNAB has since backtracked on this.
- Budgeting with YNAB or Monzo — MoneySavingExpert ForumYNAB works with USA/Canada banks for automatic imports, but not with UK banks and that's a shame (and missed opportunity) especially considering open banking. If YNAB expands into the UK market, then I will very likely pay for their annual subscription.
- Budgeting alternative to YNAB — MoneySavingExpert ForumOn the other hand, it's a comprehensive financial suite with excellent reporting, so it does a lot that YNAB doesn't do. I'm also just starting experimenting with MoneyWiz, which looks ok but doesn't seem to do envelope budgeting (I haven't yet used it enough to be certain). It's also subscription, so not much cheaper than YNAB.
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