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Bookmark or Share- Options for repaying your federal student loanMost federal student loans go into default if you make no payment for 270 days. Once you check to make sure you owe this debt, start considering your options. If you can’t pay off the loan immediately, you have two options: rehabilitation and consolidation.
- Explore Student Loan Relief OptionsYou have options available to help you make your payments more affordable, postpone repayment during challenging times, and even request student loan forgiveness or discharge under certain circumstances.
- Edfinancial Services – Servicing Federal Student LoansThere are several payment options that are available. You can pay online, sign up for auto debit, call us, and more. There are repayment plans that include loan forgiveness, and several reasons why a loan may be discharged.
- Loan Repayment Basics | Federal Student Aid - Financial Aid ToolkitHelp your students understand their options and responsibilities as federal student loan borrowers. A wealth of information about loan repayment, including details about when repayment begins, what happens if a student goes into repayment but then returns to school, what the latest interest rates are, and more, is at StudentAid.gov/repay.
- Federal Student Loan ServicingFederal Student Aid (FSA) is your federal loan provider. FSA uses servicers (private companies) like Nelnet to manage billing, questions, and payments, and to help you enroll in the best repayment plan for you.
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