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Bookmark or Share- Can I Collect Spousal Benefits And My Own Social Security? - AARPYou can claim them as early as age 62, but like retirement benefits, spousal benefits get bigger if you wait, ranging from 32.5 percent of your spouse’s full benefit amount if you file at the minimum age to 50 percent if you claim at your own FRA.
- My Spouse Gets SSDI. Am I Eligible for Spousal Benefits? - AARPAbsent a childcare issue, spousal benefits are permanently reduced if claimed before full retirement age. For example, someone who turns 62 in 2024 would be eligible for 32.5 percent of a spouse’s SSDI amount.
- 5 Benefit Claiming Strategies for Couples - AARPThe first spouse would ask Social Security for a voluntary suspension of benefits, allowing them to accrue delayed retirement credits and boost their future payments. In the meantime, the other continued to get spousal benefits. When each spouse reached 70, they would be able to collect their respective, now-maximized retirement benefits.
- Can non-U.S. citizens receive Social Security benefits? - AARPA noncitizen who married an American living abroad, and who meets the normal criteria for spousal or survivor benefits, may be eligible for these payments if he or she: is a citizen or resident of a country with which the United States has a Social Security agreement ;
- Can I Switch From My Social Security Benefit to a Spousal Benefit? - AARPOnly if your spouse is not yet receiving retirement benefits. In this case, you can claim your own Social Security beginning at 62 and make the switch to spousal benefits when your husband or wife files. Social Security will not pay the sum of your retirement and spousal benefits; you’ll get a payment equal to the higher of the two benefits.
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