So, your best bet is to save the money you are sending every two weeks and add it to your regular payment. Then the extra will actually be placed on the principal and not the interest as that will be paid with your "regular" payment. Starting Score: TU 607, EX 606, EQ 611. Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ ... More @Wikipedia
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