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Bookmark or Share- Retail Credit | OCCRetail credit encompasses a wide range of consumer credit products and services offered by national banks including mortgage banking, residential lending, credit card products, processing credit and debit card transactions and loans. Loan originations, processing, underwriting, servicing, and sales. More More.
- Credit Card Lending | OCCOCC 2003-1. Credit Card Lending: Account Management and Loss Allowance Guidance. 06/20/2000. OCC 2000-20. Uniform Retail Credit Classification and Account Management Policy: Policy Implementation. 02/16/2000. OCC 2000-3. Consumer Credit Reporting Practices: FFIEC Advisory Letter. 1 - 6 of 6 entries.
- Uniform Retail Credit Classification and Account Management Policy ...The policy establishes standards for classification and account management of retail credit in banks and thrifts. It generally requires that closed-end loans be charged off when 120 days past due and that open-end credit be charged off when 180 days past due. Other important provisions of the policy include: Guidance for controlling the use of ...
- Retail Lending: Revised Comptroller’s Handbook Booklet and RescissionsThe Office of the Comptroller of the Currency (OCC) today issued version 2.0 of the “Retail Lending” booklet of the Comptroller’s Handbook. This booklet discusses risks associated with retail lending and provides a framework for examiners’ evaluations of risk management activities.
- Comptroller's Handbook: Retail Lending | OCC - OCC.govRetail lending is defined as closed- and open-end credit extended to individuals for household, family, and other personal expenditures. This includes consumer loans, credit cards, auto loans, student loans, and loans to individuals secured by their personal residences, including first mortgage, home equity, and home improvement loans. This ...
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