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Bookmark or Share- Savings Bonds: About — TreasuryDirectEarn interest for up to 30 years. Backed by the full faith and credit of the U.S. government. Buy them for as little as $25. Guaranteed to double in value in 20 years. Earn a fixed rate of interest. Current Rate: 2.60% For EE bonds issued November 1, 2024 to April 30, 2025. Electronic only – keep them safe in your TreasuryDirect account.
- How Bond Maturity Works - U.S. NewsWhen a bond reaches maturity, the owner is repaid its face value. Maturity dates can be as short as one day or can extend for 30 years or longer. When an investor purchases a bond, one of...
- Cash EE or I savings bonds — TreasuryDirectYou can get your cash for an EE or I savings bond any time after you have owned it for 1 year. However, the longer you hold the bond, the more it earns for you (for up to 30 years for an EE or I bond). Also, if you cash in the bond in less than 5 years, you lose the last 3 months of interest.
- EE bonds — TreasuryDirectElectronic EE bonds: We pay automatically when the bond matures (if you haven’t cashed it before then). Paper EE bonds: You must submit the paper bond to cash it. See Cash in (redeem) an EE or I savings bond. Can I cash it in before 30 years? You can cash in (redeem) your EE bond after 12 months.
- What to Do When Your Savings Bond Reaches MaturitySavings bonds earn compound interest until they reach maturity. Learn how and when to cash in your bonds.
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