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Bookmark or Share- What is medical underwriting? | healthinsurance.orgMedical underwriting is a process that was widely used by individual market insurance companies prior to 2014 to evaluate whether to accept an applicant for health coverage and/or to determine the premium rate for the policy.
- Medical underwriting: What it is and why it may ... - UnitedHealthOneHere’s what to know about medical underwriting, and how some insurance companies can use it to deny your health coverage.
- What Is Medical Underwriting? - Verywell HealthMedical underwriting refers to the process by which a life or health insurer uses an applicant's medical history to decide whether they can offer them a policy, and whether the policy will include pre-existing condition exclusions and/or a premium that's higher than the standard rate.
- What is underwriting? - healthinsurance.orgUnderwriting or medical underwriting is process that insurance companies routinely used prior to 2014 — particularly in the individual insurance market — to determine if an applicant was an acceptable risk, and if so, how much to charge in premiums based on the applicant’s medical history.
- Medical Underwriting: Explained, Evolution, and Real-life ExamplesMedical underwriting is the process of evaluating health insurance applications by assessing the applicant’s medical history, determining coverage risks, and pricing accordingly.
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