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Bookmark or Share- Fair Lending | OCCA policy that results in a disparate impact on a prohibited basis and is not legally justified violates fair lending laws and regulations. Evidence of discriminatory intent is not necessary to establish that a bank’s adoption or implementation of a policy or practice that has a disparate impact violates ECOA or the FH Act. Disparate Treatment
- Comptroller's Handbook, 'Fair Lending' - Office of the Comptroller of ...“Fair Lending,” is prepared for use by OCC examiners in connection with their examination and supervision of national banks, federal savings associations, and federal branches and agencies of foreign banking organizations (collectively, banks).
- Fair Lending: Revised Comptroller’s Handbook Booklet and RescissionsThe Office of the Comptroller of the Currency (OCC) today issued version 1.0 of the “Fair Lending” booklet of the Comptroller’s Handbook. This booklet provides information and examination procedures to assist OCC examiners in assessing fair lending risk and evaluating compliance with the Fair Housing Act, Equal Credit Opportunity Act, and ...
- OCC Issues Revisions to Fair Lending Booklet | OCC - Office of the ...“The OCC’s revised ‘Fair Lending’ booklet is an important tool to promote equal access to credit for all consumers. It frames our supervisory approach applicable to each OCC-supervised bank that engages in lending, and provides additional guidance for examiners in this critically important area.”
- Appeal of Fair Lending Referral (First Quarter 2024) | OCC1 15 USC 1691e(g), (k); Executive Order No. 12892, “Leadership and Coordination of Fair Housing in Federal Programs: Affirmatively Furthering Fair Housing,” January 17, 1994, at section 2-204 states the OCC shall notify the HUD “[u]pon receipt of information . . . suggesting a violation” of the FH Act, and such facts or information shall be forwarded to the DOJ if they “indicate a ...
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