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Bookmark or Share- Final Rules - Consumer Financial Protection BureauThis final rule increases the dollar threshold for certain exempt consumer credit transactions under Regulation Z from $61,000 to $66,400, effective January 1, 2023. •
- § 1026.5 General disclosure requirements. | Consumer Financial ...For credit card accounts under an open-end (not home-secured) consumer credit plan, a card issuer must adopt reasonable procedures designed to ensure that: (1) Periodic statements are mailed or delivered at least 21 days prior to the payment due date disclosed on the statement pursuant to § 1026.7(b)(11)(i)(A); and
- Credit Card Lending - OCC.govThere are multiple laws and regulations applicable to credit card lending activities. The Truth in Lending Act (TILA) (15 USC 1601 et seq.) was implemented by Regulation Z (12 CFR 1026) and became effective on July 1, 1969, and has since been amended many times. The Credit Card Accountability Responsibility and Disclosure Act (CARD Act)
- Credit Card Activities Manual - FDICCredit Card Activities Manual - PDF. Chapter I. – Introduction; Chapter II. – Credit Cards – General Overview; Chapter III. – Identifying Involvement in Credit Card Activities; Chapter IV. – Credit Card Program Development; Chapter V. – Marketing and Acquisition; Chapter VI. – Purchased Portfolios and Relationships; Chapter VII.
- Credit Cards - Federal Trade CommissionA Note About Credit Cards: Most legitimate credit cards are issued by banks, which are outside the FTC’s jurisdiction, but the FTC prosecutes non-banks that deceptively market credit cards.
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