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Bookmark or Share- Credit Risk: Risk Management of Loan Purchase Activities | OCC - OCC.govSummary. The Office of the Comptroller of the Currency (OCC) today issued this bulletin to inform banks 1 of sound risk management principles regarding loan purchase activities. 2 Commercial and retail loan purchase activities include purchasing whole loans, loan pools, loan portfolios, loan participations, or participations in syndicated loans from other banks or nonbank lenders. 3 Lending ...
- Commercial Credit: Comptroller's Handbook Booklets | OCCSummarizes accounts receivable and inventory financing risks, and outlines how banks can manage them. Agricultural Lending (Comptroller's Handbook, March 2020) Addresses the risks associated with agricultural lending and describes supervisory expectations and regulatory requirements for prudent risk management of this lending activity.
- Shared National Credit Report | OCCThe Shared National Credit (SNC) Program was established in 1977 to provide an efficient and consistent review and classification of SNC. SNC includes any loan and/or formal loan commitment, and any asset such as real estate, stocks, notes, bonds, and debentures that are taken as debts previously contracted; that are extended to borrowers by a federally supervised institution, its subsidiaries ...
- Credit Card Lending - OCC.govvarious types of credit card programs, such as affinity and cobranded card programs, and the unique characteristics, risks, and controls necessary for each. This booklet also includes a discussion of credit scoring because all major issuers use this technology to help identify possible customers and then manage cardholder accounts.
- Risk Rating | OCCRisk Rating. Share This Page: Credit risk is the primary financial risk in the banking system and exists in virtually all income-producing activities. How a bank selects and manages its credit risk is critically important to its performance over time. Identifying and rating credit risk is the essential first step in managing it effectively.
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