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Bookmark or Share- Synchrony Bank CD Rates 2024: Competitive Plus Specialty CDsRates on new CDs fluctuate, but today, Synchrony is offering a rate of 4.20% APY for a 12-month CD, 3.90% for a 3-year CD and 4.00% for a 5-year CD. Read on for more rates and terms.
- 16 Best 5-Year CD Rates for November 2024 - NerdWalletCD rates are quoted as an annual percentage yield, or APY, which is how much the account earns in one year including compound interest. Banks generally compound interest monthly or daily. Banks ...
- APY vs Interest Rate: What's the Difference? - NerdWalletThe key difference between APY and interest rate is compound interest. APY includes interest that’s earned on the original balance as well as the amount of compound interest earned in one year.
- What Is APY? How to Calculate Annual Percentage Yield - NerdWalletAnnual percentage yield, or APY, is a percentage that reflects the amount of money, or interest, you earn on money in a bank account over one year. APY includes compound interest.
- How Do CDs Work? Learn How to Save Smarter - NerdWalletCDs, called share certificates at credit unions, tend to have the highest rates among federally insured bank accounts. CD returns, assuming no early withdrawals, are also guaranteed.
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