Signs That You're Living Above Your Means. 1. You Don't Know How Much You Spend Each Month. 2. Your Credit Card Balances are Increasing. 3. You Don't Have an Emergency Fund. 4. You're Not Saving at Least 10% of Your Income. 5. You Don't Have Any Money Left at the End of the Month. 6. You Worry About Small Expenses and Being Able to Pay the Bills. More @Wikipedia
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