ALBANY – An ex-mortgage broker from New Jersey who fleeced an East Greenbush man out of $132,450 in retirement savings was sentenced to two years in federal prison Monday.Federal prosecutors in Albany described Michael Pampalone, 35, also known as Michael Hernandez, as a cunning but cruel grifter who heartlessly swindled his victim, who was trying to help his son buy a home in California."The defendant had absolutely no scruples stealing the victim's hard earned money," Assistant U.S.