Several wildfires have scorched 40,000 acres across Los Angeles, including the Pacific Palisades neighborhood.MediaNews Group/Orange County Register via Getty Images/MediaNews Group via Getty ImagesThe top scientist at real-estate firm CoreLogic lives in an LA area affected by the Palisades fire.Howard Botts said he chose his home's location carefully and added extra protections against fire.He said his home is safe but that big challenges lie ahead for his neighbors and other homeowners.This as-told-to essay is based on a conversation with Howard Botts, chief scientist and executive leader of CoreLogic's science and analytics team, which studies the climate crisis and risks from natural disasters.