Lynn Levin-Guzman spent her Tuesday night within spitting distance of SUV-sized flames, trying to salvage her 90-year-old parents’ home with a mere garden hose. As the Eaton Fire devastated the Hastings Ranch neighborhood in Pasadena, California, the family seemed especially screwed: Their insurance provider had recently canceled their fire coverage. “I know I’m not supposed to be here, but this is my parents’ home,” Levin-Guzman, an emergency room nurse, told a local ABC News station reporter, explaining why she’d chosen to defy evacuation orders.