Elizabeth Ayoola writes for NerdWallet. Email: eayoola@nerdwallet.com. Spencer Tierney writes for NerdWallet. Email: spencer.tierney@nerdwallet.com. Sean Pyles writes for NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles. Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com. Twitter: @sarakrathner. The article Smart Money Podcast — Online Banking vs Neobanks: Understand FDIC Safety and Protect Your Money originally appeared on NerdWallet.