Getty Images; Jenny Chang-Rodriguez/BIMy 9-month, 5.1% interest CD just expired.With rates falling and stocks at record highs, I'm conflicted on where to invest now.4 financial experts offered their advice — including a way to capitalize on both rates and stocks.At the start of 2023, I looked at my uninspiring (fine, depressing) savings account and set a goal to bulk it up a bit more.That can be a difficult thing to do living in New York City, but I came up with a plan to diligently set aside money every month.