Comment on America's shopping spree is over and retailers are facing a new world of cautious consumers

Just because you forgot to buy something special for the holidays doesn’t mean they need to know you forgot. Shipping deadlines? Checkout lines? Traffic? Christmas morning panic? Amateur hour—all of them.

The upcoming holiday gifting season is a perfect time to review the incredible 529 college savings plan opportunity to build a tax-free fund for college, which can be used by any member of your family. And with recent improvements, even if your child gets a scholarship or decides not to attend college, the money can continue growing for other children in the family, or even as a Roth IRA rollover. Congress created the 529 college savings plan in 1996, named after the section of the IRS code that governs it.

Here are the answers for The New York Times Mini Crossword for Dec. 21.

Google on Friday proposed limiting its search partnerships as a possible remedy to resolve an antitrust case regarding its search business. Google; Chelsea Jia Feng/BIGoogle on Friday proposed possible remedies to resolve an antitrust case over its search business. Last month, the DOJ suggested that the judge force Google to sell its Chrome browser.

Oh hey there! If you're here, it must be time for Wordle. As always, we're serving up our daily hints and tips to help you figure out today's answer. If you just want to be told today's word, you can jump to the bottom of this article for today's Wordle solution revealed.

If you're reading this, you're looking for a little help playing Strands, the New York Times' elevated word-search game. Strands requires the player to perform a twist on the classic word search. Words can be made from linked letters — up, down, left, right, or diagonal, but words can also change direction, resulting in quirky shapes and patterns.