Sara Faith Jacobsen.Courtesy of Sara Faith JacobsenSara Faith Jacobsen inherited $250,000 in January 2021 but didn't have a plan for the money.After spending most of her inheritance, she sought help from a financial advisor to rebuild.Now, she has a new job and an understanding of money with plans to save and invest.This as-told-to essay is based on a conversation with Sara Faith Jacobsen, a 40-year-old corporate consultant in Texas.