Stephanie Pomboy.John Lamparski/Getty Images Higher prices and interest rates are pressuring consumers and companies, Stephanie Pomboy says. Disposable incomes are shrinking, and businesses face cost pressures, the Macro Mavens chief says. Robert Heller, a former Fed governor, sees a recession hitting late this year or in early 2024. American households and businesses are being squeezed hard by inflation and steeper borrowing costs — and the pain is far from over, a veteran analyst has warned.Consumers are spending a bigger chunk of their budgets on housing, healthcare, energy, and food, forcing them to cut back on discretionary purchases, Stephanie Pomboy told Fox Business on Friday.