The U.S. Department of Health and Human Services released statistics on average national long-term care costs. We are living longer, referred to as our “longevity risk,” meaning the longer we live the greater our chance of needing long-term care, which comes at a high cost.Following are the average national long-term care costs:• Semi-private room in a nursing home: $225 per day or $6,844 per month;• Private room in a nursing home: $253 per [...]