Comment on U.S. long-term mortgage rates fall; 30-year at 4.54 percent

The two famous designers were married, but they only collaborated on one thing: holiday cards. Following their precipitous meeting at the famed Bauhaus school in 1922, artists Josef and Anni Albers, arguably the most enduring couple to emerge from the Bauhaus movement, would chart the rest of their lives as a kind of two-person artistic powerhouse.

As chief people officers and HR leaders look ahead to the new year, here’s what they expect employers will—and should—prioritize. People leaders have had their hands full this year. The return-to-work debate and concerns over artificial intelligence and employee retention have dominated many workplaces in 2024. As companies have imposed strict in-office policies—along with ongoing layoffs and other cost-cutting measures, in some cases—workers have been increasingly vocal about their frustrations.

If you suddenly decide that you don’t want to cook on Christmas Day, you’ll have limited dining options. To help with that and other last-minute needs, here’s a list of the stores and restaurants that are open. If you find yourself short a roll of gift-wrapping tape or a stick of butter, or you suddenly decide you don’t want to cook, here’s a list of stores and restaurants that are open on Christmas Day 2024.

Spain's mothers are among the oldest in Europe. Antonio Hugo Photo/Getty ImagesSpain has some of the oldest moms, with 11% of women having kids post-40, compared to 4% in the US. Financial insecurity and settling down later in life play a notable role. But Spain's accessible fertility treatments and excellent public healthcare are also factors.

iStock; Rebecca Zisser/BIHurt by higher interest rates, commercial real estate should see a modest rebound in 2025. Lingering inflation, however, could complicate the recovery by pushing up long-term interest rates. Industrial warehouses, a star of the sector, are poised to stand out in 2025. The commercial property sector has had a bruising few years as rising interest rates have pushed down values, complicated refinancing deals for hundreds of billions of dollars of expiring mortgages, and stymied investment.

Richard Gadd in "Baby Reindeer" and Michelle Keegan in "Fool Me Once."NetflixNetflix has produced some of the most captivating and divisive shows of 2024. It hooked viewers with a mystery in "Fool Me Once," and stoked controversy with "Baby Reindeer."Here are the nine most talked-about shows on Netflix in 2024.2024 has been a huge year for Netflix, with the streamer's shows sparking huge conversations.