Health law fines double for many uninsured WASHINGTON — Many people who went without health insurance last year are now seeing fines more than double under President Barack Obama’s health care law, tax preparation company H&R Block said Tuesday. Among its customers who owe a penalty for the 2015 tax year, the average fine is $383, compared with $172 for 2014, the company said. Separately, among those who complied with the law and took advantage of its taxpayer-subsidized private health insurance, 6 in 10 are now having to pay back to the IRS some portion of their financial assistance. Those payments also are trending higher this year, averaging $579, compared with $530 last tax season. Although millions of uninsured people have gained coverage through the Affordable Care Act, the update from H&R Block underscores the extent to which the law’s complex provisions remain a challenge for many consumers. The law provides subsidized insurance for people who don’t have access to coverage on the job.