Community Choice Financial Inc. has closed some storefronts and is cutting staffing in response to a looming regulatory crackdown on payday lending. The Dublin-based parent of CheckSmart and nine similar brands outlined cost-cutting measures as the industry shifts away from the short-term, high-interest loans targeted in impending rules by the federal Consumer Financial Protection Bureau. Community Choice eliminated 11.2 percent of its work force in the six-month period ending Sept.