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Commentary: Despite our best intentions, unexpected setbacks can make us lean on credit cards. Here's how to course-correct quickly.

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Some banks are quietly lowering savings rates before the year ends, but experts still recommend this account.

Honda and Nissan said on Monday that they are starting merger talks. Josh Lefkowitz via Getty ImagesHonda's shares soared by as much as 17% when local markets opened on Tuesday. The automaker said on Monday that it was starting merger discussions with struggling rival Nissan. Honda also announced a $7 billion stock buyback program.

Telegram's CEO says the company is now profitable. Jaap Arriens/NurPhoto via Getty Images; AOP. Press/Corbis via Getty ImagesTelegram is profitable after 11 years, thanks to ads and premium subscriptions, its CEO said. The platform's revenue exceeded $1 billion, with $500 million in cash reserves. Telegram faces global scrutiny over misinformation and its lack of content moderation.

The UK Defense Ministry said the RFDEW was live-tested in West Wales about seven months after it announced the development of the weapon. UK Defense MinistryThe UK said it has live-fired its new anti-drone radio weapon that costs only about 10 pence to fire. It's been heralding such weapons as a cheap alternative to missile-based systems for killing drones.