News Summary: 30-year mortgage rate at 3.34 pct. Associated Press Copyright 2013 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. Updated 11:09 am, Thursday, January 3, 2013 Average U.S. rates on fixed mortgages moved closer to their record lows this week, offering more incentive for consumers to buy homes and helping sustain a housing recovery. Lower mortgage rates are a key reason why the housing market began to come back last year and many economists predict the recovery will strengthen in 2013.