The June disaster left nearly 11,000 adrift. As winter howls in, only about 10% have returned to repaired homes — thousands of others shiver in FEMA trailers or shuffle among hotel rooms while they wait for loans, housing or answers.In the middle of winter, when the temperature slips toward zero and bone-numbing winds blow in off the prairie, living in a Federal Emergency Management Agency trailer may not be hell — it's way too cold for that — but as the saying goes, you can see it from here.