Dear Amy: My husband and I live next to a sweet elderly widower, “Fred.” We check in on him once or twice a week. He’s told us he has a brother and nieces and nephews that live a few hours away. A few months ago, Fred asked for my help with “something on the computer.” I went inside his house and he handed me handwritten instructions, saying he needed help connecting his checking account to a money transfer app, so he could send money to his niece.

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