The Associated Press CHARLESTON, W.Va. - The West Virginia Housing Development Fund's home mortgage interest rate has dropped below 2.81 percent, the lowest level in the fund's history.Gov. Earl Ray Tomblin and the fund announced the rate for a 30-year fixed rate loan on Tuesday in a news release. They attribute the low rate to a $15 million bond issue by the fund.The fund helps low- to moderate-income West Virginians become homeowners.