There's a good reason banks haven't been lending to small businesses, according to Political Calculations, a blog about investing, business and economics. Small businesses have had too much debt compared to their assets and therefore "too risky,"...

Topics:  political calculations   small   banks   businesses   
BING NEWS:
  • Why Is Small Business Administration Lending Suddenly Surging?
    SBA 7(a) loans surged to $8.8B in Q1, the second-fastest start since 1991. Rule changes, retiring Boomers, and resilient businesses are fueling record dealmaking.
    01/9/2025 - 9:59 am | View Link
  • Playbook for 2025: Why small business lending could take a turn
    The Federal Reserve began to cut interest rates in 2024, setting 2025 up to potentially be the year small businesses start to see lending relief. Still, at the regulator’s December meeting, along with ...
    01/9/2025 - 5:14 am | View Link
  • Lending Woes No Longer: Andrew Spira’s Skyecap Turns SME Funding on its Head
    Founded in 2018 by Andrew Spira in Sydney, Skyecap has established itself as a major disruptor of Australia’s private lending sector. The company’s proprietary SkyeAI algorithm is a technological step ...
    01/8/2025 - 8:00 pm | View Link
  • Personal loan: Why should a tiny sum be raised from a digital lending app instead of a bank?
    Banks typically approve applications of borrowers who have an impressively high credit score i.e., upward of 720. Digital lending apps, on the other hand, have a relatively lower threshold ...
    01/7/2025 - 5:24 pm | View Link
  • UW Study: Significant discrimination in lending practices against minority-owned businesses
    A study by UW has uncovered significant disparities in lending practices affecting businesses owned by people of color and women.
    01/7/2025 - 5:00 am | View Link
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