NCUA Increases Scrutiny of Overdraft, NSF, and RDI Fees The National Credit Union Administration has issued guidance to federal credit unions regarding the consumer harm stemming from certain overdraft ... 01/13/2025 - 5:23 am | View Link
OVERDRAFT RELIEF? Consumer advocates in Indiana hope new federal rule lowering bank fees inspires Hoosier lawmakers to offer similar help By Marilyn Odendahl The Indiana Citizen January 9, 2025 Anti-poverty advocates in Indiana are hoping a new federal rule that could save consumers billions in overdraft fees will spur state lawmakers ... 01/9/2025 - 7:31 am | View Link
CFPB’s “Overdraft Lending” Rule Faces Immediate Legal Challenge What Happened? On December 12, 2024, the Consumer Financial Protection Bureau (CFPB) issued its final “overdraft lending” rule aimed at ... 01/7/2025 - 10:00 am | View Link
Updates to OCC UDAAP Overdraft Disclosure Requirements On December 3, 2024, the Office of the Comptroller of the Currency (OCC) published an updated UDAAP section of its Comptroller’s Handbook (version 1.1). While OCC oversight is t ... 01/7/2025 - 8:54 am | View Link
The Biden Administration is ‘cracking down’ on banks by imposing a $5 cap on overdraft fees, says Americans could save billions in ‘excessive junk fees.’ Will Trump ... Overdraft transaction charges could drop to a maximum of $5 from the current ceiling of $35 as of Oct. 1, 2025, if the current iteration of the Consumer Financial Protection Bureau (CFPB) gets its way ... 01/5/2025 - 12:11 am | View Link
Most meetings can be emails. At the very least, most meetings can be a whole lot shorter. Seemingly rejecting that concept is Microsoft, with its new AI feature for Microsoft Teams that suggests follow-up questions to "keep the conversation going."
Editing images with AI makes complex tasks a breeze, but given how computationally intensive it can be, it's tricky to find a way to perform edits in bulk. However, in the great AI race, Adobe hopes to take the lead by offering people the option to perform a batch edit for up to 10,000 images.
Although many people choose ChatGPT Plus or Perplexity Pro as their preferred option, I actually think it's worth using both. The two tools have their own unique strengths, making them the perfect companion for one another.
Audio fading adds a professional touch to your soundtracks, but messing with audio usually means diving into complex software. Luckily, your smartphone and a few simple apps make fading audio effortless.
When it comes to buying tech accessories, the common belief is that buying first-party options is the better choice as you get a better product. However, that's not entirely true. The third-party accessory market is thriving like never before, and you might find some of your best accessories and gadgets there.
Nintendo is bringing the Alarmo, its gimmicky and rather expensive alarm clock, to the masses. As, not only will it be available to buy from participating retailers, you'll no longer need a Nintendo Switch Online membership to buy one.