I have $4.49 remaining on a non-reloadable Visa gift card. When I tried to use it at one of my usual restaurants, I told my usual wait staff to use up the remaining balance and then I would pay the rest in cash. It was declined. I was told that with restaurants and other establishments that take tips, the gift card issuers' system automatically puts a temporary hold on the amount being charged of an additional 20 percent.

Topics:  visa   i   restaurants   usual   card   told   

 

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