Q: I received my master's degree in June, started getting student loan bills in July, and now it looks like I'm about to lose insurance coverage through my dad's work, since I'll turn 26 in September. What can I do? I have allergy-induced asthma, and really need good insurance.A: You have more options that you think - but you will need to get the process for any of these options going before you turn 26!First, you may be eligible for insurance through your own employer.