California and Florida have seen some of the sharpest upticks in private home insurers dropping policies.Joe Sohm/Getty ImagesHomeowners are increasingly being dropped by their private home insurers.Regions with the highest nonrenewal rates are most prone to wildfires, hurricanes, and other disasters.A new Senate report warns of economic risks as climate change destabilizes insurance markets.Homeowners across the country are increasingly facing a stark new reality: they're losing their home insurance.The share of home insurance policies from large insurers that weren't renewed increased last year in 46 states, a report released Wednesday by the Senate Budget Committee found.