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Bernanke: Even worthy borrowers can't get mortgages

Banks have become so restrictive in making mortgages that many worthy homebuyers are being frozen out of the U.S. housing market, and lending practices are not likely to loosen any time soon, Federal Reserve Chairman Ben Bernanke said on Thursday.

Buying a home? Don't focus on sale price alone

Prospective home buyers tend to focus on a single number: the listed sale price. It's why they're often blindsided by the array of costs that come with buying a home.

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