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banks, consumer lending
(Image from article: "Data Hit Hopeful Notes for Economy")

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DealBook: Banks Start to Make More Loans

DealBook: Banks Start to Make More Loans

Lending numbers suggest that while the economy remains fragile, the confidence of consumers and businesses may be more resilient than experts had believed.

Senh: I hope these bankers are right, and are not just touting these numbers for their own benefits. It's a chicken and egg problem. If bankers start to open up their pockets and give out loans recklessly, then it won't help us in the long run. The only exception is maybe they shouldn't penalty customers who foreclosed their underwater homes. If this is their only blemish, then the banks should just ovwrlook it. I think doing this slowly and cautiously is the way to go - like they're doing now. Slow and steady.

 

Citi Preps CitiFinancial Unit for Sale

Citigroup is positioning its mainly subprime CitiFinancial consumer lending unit to grow—and thus to be sold more easily.

 

Data Hit Hopeful Notes for Economy

Data Hit Hopeful Notes for Economy

Most banks have stopped toughening their lending standards for consumers and businesses, and manufacturing activity is at the highest levels in five years—both further signs of a strengthening U.S. economy.

 

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