Credit Cards, Tips | featured news

My husband and I recently refinanced our mortgage, and the bank sent us our credit scores during the process. Both scores were good, but my husband’s was 30 points higher than mine. This puzzled me, because we share the same spending and bill-payment practices.

When it comes to protecting your credit from identity theft you have a variety of options. You can do nothing. You can pay to monitor your credit reports. Or, you can freeze your credit reports.

There are some things experts say you should never put on a credit card if you can't pay the bill right away Here are six purchases experts say cash-strapped consumers should avoid.

Are you filling Santa's bag this year using paper or plastic? Millions of Americans will trim the tree this year with a credit card balance still left over from last year. Don't let this be you. It virtually guarantees you aren't saving enough to protect against the many uncertainties in the economy. And chances are, if you're charging up your credit cards, you also aren't investing enough in your retirement and education funds to make sure the future is secure.

It’s no secret that in this recession, many travel companies are playing the discount-and-surcharge game. A lot of unwanted charges are popping up on credit card bills — fees that, if not removed, will end up being contested.