Where’s the “affordable” in the Affordable Care Act?Herald columnist and Boston Herald Radio co-host Adriana Cohen was just told her HMO is being dropped and a replacement one is being suggested. Here’s the cost breakdown: Monthly premium (family of five)$1,520under old plan$2,166under new plan Co-pay per office visitWas:$20Would be:$30 Annual out-of-pocket maximumWas:$6,000Would be:$10,000