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Bookmark or Share- Mortgage loan modification: What it is and how to get oneLoan modifications are a long-term mortgage relief option for borrowers experiencing financial hardship, such as loss of income due to illness. A modification typically changes the loan’s rate,...
- Statewide Foreclosure Settlement Program - Second Judicial DistrictStatewide Foreclosure Settlement Program assists homeowners and lenders reach mutually agreeable solutions in foreclosure matters wherein a majority of cases results in loan modifications. This program assists in preventing avoidable foreclosures and providing economic stability for families and communities.
- What is a mortgage modification & how to get one - Chase.comA mortgage modification changes the terms of your original mortgage agreement. Your lender will work with you to try and find a way to lower your monthly payment by adjusting the terms of your current mortgage. The goal is to help you get back on track.
- Home Affordable Modification Program (HAMP)The largest program within MHA is the Home Affordable Modification Program (HAMP). HAMP’s goal is to offer homeowners who are at risk of foreclosure reduced monthly mortgage payments that are affordable and sustainable over the long-term.
- Flex Modification - Fannie MaeThe Fannie Mae Flex Modification offers eligible homeowners mortgage payment relief by extending the term to 480 months and targeting a 20% principal and interest reduction. The modification may also result in a lower interest rate.
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