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Bookmark or Share- The bank said forged checks were due to my negligence. What can I do?it accepted the check in good faith, and; the customer's failure to exercise ordinary care substantially contributed to an alteration or forgery. If your actions—the way the check or checkbook was handled, issued, completed, or made payable—contributed to the making of the forgery, you may be at least partially liable.
- After 60 days the bank doesn't have to address forged checks?You generally have up to 30 days from the statement date to notify the bank of an error, including an unauthorized signature or an unauthorized alteration on a check. Please note: the time periods for prompt notification may vary by bank and state.
- Report a Scam or Fraud - HelpWithMyBank.govOverpayment scams - A scam artist sends you a counterfeit check. They tell you to deposit it in your bank account and wire part of the money back to them. Since the check was fake, you’ll have to pay your bank the amount of the check, plus you’ll lose any money you wired. Unsolicited check fraud - A scammer sends you a check for no reason ...
- The bank paid a check that I didn’t sign. Why didn't they catch this?The bank paid a check when it was obvious that the signature was not mine. Why didn't the bank catch this? Banks generally do not manually process checks. Each day, thousands of checks are processed through the clearinghouse for payment, using machines that read the micro encoded line at the bottom of the check.
- Am I liable for a fraudulent check that I deposit? - HelpWithMyBank.govNot necessarily. Generally, if your bank credited your account, it can later reverse the funds if the check is found to be fraudulent. You should check your deposit account agreement for information on the bank’s policies regarding fraudulent checks.
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