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Checking Account.
Discover Financial Services is adding checking accounts to its array of financial-services products as the credit-card lender continues to build out its online bank.
It costs a lot more to get free checking as banks significantly have boosted the average required minimum balance this year to $723, according to data released Monday by Bankrate.com.
Bank customers who overdraw their checking accounts would get new protections from excessive penalties under legislation proposed Monday by the Senate banking committee chairman.